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Texas Agriculture Commissioner Miller highlights USDA loan opportunities for new farmers

by Nolan Harris
September 1, 2025
in Texas
Texas Agriculture Commissioner Miller announces schools to celebrate National School Breakfast Week March 3-7 with theme ‘Clue In To School Breakfast’

Texas – Texas Agriculture Commissioner Sid Miller is encouraging beginning farmers and ranchers to take advantage of the USDA Farm Service Agency’s (FSA) Direct Farm Ownership Down Payment Loan. The program allows new farmers to finance up to 45 percent of a farm’s purchase price with just a 5 percent down payment.

“Texas farmers and ranchers just starting out have an incredible opportunity to launch their futures,” Commissioner Miller said. “With support from the USDA’s Farm Service Agency, beginner farmers and ranchers can transform Texas land into the American dream. We are dedicated to nurturing the next generation of agricultural leaders right here in Texas.”

To qualify, applicants must have been in business for less than ten years, own no more than 30 percent of the average-size farm in their county, and actively participate in managing the operation. Typically, at least three years of experience are required, though education, military service, or mentorship can sometimes fulfill this requirement.

The loan program provides priority access to financing with favorable terms, offering up to about $300,000 depending on the farm’s price, appraised value, or a cap of $667,000, whichever is smaller. FSA also partners with commercial lenders through joint financing, which can cover up to 50 percent of the purchase price and provide competitive interest rates.

“You’re not just buying land: you’re investing in your future and America’s future,” Miller said. “With FSA’s support, you have the tools, the terms, and the trust to make it happen. But don’t wait too long, these loans are distributed on a first-come, first-served basis.”

Those interested in applying are encouraged to visit their local FSA office or USDA Service Center for assistance and guidance.

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